Free calculators

Run the numbers before you fly

All-in costs, yield, mortgage and the residency route that fits you, with the fees of October 2026.

All-in purchase cost calculator

Price plus taxes, fees and, if you need one, the mortgage costs. Change any figure.

Country
Property
VAT rate

    Rental yield and return

    What the property earns after costs.

    Gross yield–
    Net yield–
    Net income per year–
    Years to recover the cost–

    Before income tax. Taxes on rent depend on where you are resident.

    Mortgage payment

    Monthly payment for a fixed-rate loan.

    Monthly payment–
    Loan–
    Total interest–

    Foreign buyers can usually borrow 50–75% of the value, depending on the bank, the country and their income.

    Which residency fits you?

    Five quick questions. We rank the three routes for your situation and explain why.

    1. Your passport
    2. Budget for the property
    3. What matters most
    4. How much will you live there?
    5. Yearly income from outside the country

    Your ranking

    Five quick questions. We rank the three routes for your situation and explain why.

    The three residency routes side by side

    Simplified for comparison. Each case needs a check of your passport, family and income.

    CyprusDubaiEl Salvador
    Minimum property€300,000 + VAT in a new home from a developerAED 2,000,000 (≈ €486,000), off-plan or mortgaged allowedNo fixed figure: set case by case by the migration authority
    What you getPermanent residency in an EU country10-year Golden Visa, renewableInvestor residency: temporary, then permanent
    FamilySpouse and dependent childrenSpouse, children and, under conditions, parentsCan be included
    Stay requirementVisit at least once every 2 yearsNone: no 6-month ruleTemporary residents: 90 days a year
    Income requirement€50,000 a year, plus €15,000 for a spouse and €10,000 per childNone for the property routeDepends on the category
    Path to citizenship8 years of legal residence and B1 Greek; permanent-residency years countNot a route to citizenshipSpanish and Latin American nationals: after 1 year of residence
    Annual property taxNone at national levelNone (service charges apply)None at national level
    Gross rental yields≈ 4.7–5.3%≈ 5–7%Limited public data

    Figures as of October 2026. Indicative only: not legal, tax or investment advice.

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